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Don’t Get Caught: Common Surrogacy Insurance Mistakes To Avoid During Open Enrollment
Key Takeaways
- December 15 is non-negotiable: Miss the ACA open enrollment deadline, and you’re locked out until a qualifying life event or forced into private policies costing $15,000–$25,000+ annually.
- Not all maternity coveragePortion of health insurance covering pregnancy-related care. covers surrogacyAssisted reproduction process where a woman carries a pregnancy for intended parents.: Explicit exclusions, lien clauses, and
Give The Gift Of Life: Becoming A Surrogate In Southern California
Key Takeaways
- California surrogates receive competitive compensation ranging from $82,000 to $102,000, with first-time surrogates earning a $70,000 base and experienced surrogates earning $90,000, plus additional fees for multiples and cesarean delivery.
- The surrogacy journeyThe complete surrogacy process from matching to delivery and post-birth legal steps. takes 12-18 months from initial
Celebrating Diverse Families: LGBTQ+ Surrogacy Success During The Holidays In California
Key Takeaways
- California leads LGBTQ+ surrogacySurrogacy journey specifically supporting same-sex couples or LGBTQ+ individuals. with progressive legal protections that ensure equal parental rights and comprehensive support regardless of sexual orientation or gender identity, making it a global epicenter for diverse family-building.
- Holiday celebrations strengthen surrogate-family bonds through meaningful
2025 Year-End Review: New Surrogacy Laws And Regulations In California
Key Takeaways
- SB 729 mandates IVF coverage for large group policies (101+ employees), including up to three egg retrievals, unlimited single-embryo transfers, and fertility medications without discrimination based on use of third-party reproduction like surrogates.
- The new definition of “infertility”
Start Planning Now: 2026 Surrogacy Journey Timeline For California Families
Key Takeaways
- SB 729 is a game-changer: Large group insurance plans (101+ employees) must now cover up to 3 egg retrievals and unlimited embryo transfers, potentially saving $30,000-$60,000 in IVF costs starting July 1, 2025.
- The complete timeline is 12-18
Black Friday Guide: Smart Ways To Finance Your Surrogacy Journey In California
Key Takeaways
- Two critical year-end deadlines: December 15 for ACA Open Enrollment (surrogate insurance coverage starting January 1) and December 31 for claiming tax-deductible IVF expenses on the current year’s return.
- Most surrogacy costs aren’t tax-deductible: Surrogate compensation ($30,000-$65,000), agency
How To Talk About Your Surrogacy Journey At Thanksgiving Dinner: A California Guide
Key Takeaways
- Pre-announcement is your most powerful strategy: Telling key family members 1-2 weeks before Thanksgiving allows processing time, private education, and ally recruitment, transforming potential interrogators into advocates by dinner time.
- California’s legal framework provides unmatched certainty: Pre-birth parentage
10 Heartwarming Thanksgiving Surrogacy Stories From Southern California
Key Takeaways
- California Leads in Surrogacy Excellence: Progressive legal framework, LGBTQ+ equality, and pre-birth parentage orders make Southern California the global epicenter for surrogacy.
- Surrogacy Is Driven by Altruism: Only 9.7% of surrogates cite financial reasons as primary motivation, while
Year-End Tax Deductions For Surrogacy In California: What You Can Claim Before December 31
Key Takeaways
- Only your medical expenses count: IVF procedures, fertility medications, and medical travel for intended parentsIndividuals or couple who commission and legally become the parents of the baby born through surroga... are deductible. Surrogate compensation, agency fees, and the surrogate’s medical costs are not.
- The 7.5% AGI threshold matters: You can only
Open Enrollment For Surrogacy Insurance In California Ends December 15
Key Takeaways
- December 15 Is the Critical Deadline for January 1, 2026 coverage. California’s January 31 extension results in February 1 start dates and creates a one-month gap.
- Gold and Platinum Plans Are Recommended for surrogacy. They balance manageable premiums



