Key Takeaways SB 729 is a game-changer: Large group insurance plans (101+ employees) must now cover up to 3 egg retrievals and unlimited embryo transfers, potentially saving $30,000-$60,000 in IVF costs starting July 1, 2025. The complete timeline is 12-18...
Key Takeaways Two critical year-end deadlines: December 15 for ACA Open Enrollment (surrogate insurance coverage starting January 1) and December 31 for claiming tax-deductible IVF expenses on the current year’s return. Most surrogacy costs aren’t...
Key Takeaways Pre-announcement is your most powerful strategy: Telling key family members 1-2 weeks before Thanksgiving allows processing time, private education, and ally recruitment, transforming potential interrogators into advocates by dinner time....
Key Takeaways California Leads in Surrogacy Excellence: Progressive legal framework, LGBTQ+ equality, and pre-birth parentage orders make Southern California the global epicenter for surrogacy. Surrogacy Is Driven by Altruism: Only 9.7% of surrogates cite financial...
Key Takeaways Only your medical expenses count: IVF procedures, fertility medications, and medical travel for intended parents are deductible. Surrogate compensation, agency fees, and the surrogate’s medical costs are not. The 7.5% AGI threshold matters: You can...
Key Takeaways December 15 Is the Critical Deadline for January 1, 2026 coverage. California’s January 31 extension results in February 1 start dates and creates a one-month gap. Gold and Platinum Plans Are Recommended for surrogacy. They balance manageable...
